Find your dream property in Spain

Yes, foreigners can legally buy property in Spain without restrictions. You need proof of identity and NIE, which do not need to be processed in advance. We will help you to obtain it when you have selected a property. It is also a good idea to open a Spanish bank account, which we will also help you with.

No, it is not necessary. You only need a NIE (Número de Identidad de Extranjero), which is an identification number for foreigners.

Choosing a location and property – Signing a booking contract – Obtaining a NIE – Opening a Spanish bank account – Legal inspection of the property – Signing the purchase contract at a notary – Registering the propert

Total costs are usually between 10-15% of the purchase price and include: – Property transfer tax (8-10%) – Notary fees – Registration fees – Legal fees

Fees are different for newbuild. More in our article on buying Newbuild property in Spain

It is highly recommended that you hire a local lawyer who knows Spanish law and can guide you through the process. If you are interested, we will recommend a legal advisor. We have several legal advisors with whom we cooperate and it is possible to communicate in Spanish, English, Swedish and Czech.

Foreigners can get a mortgage in Spain, but the conditions may be stricter than for locals. It is usually possible to obtain financing up to 60-70% of the value of the property. It depends on many factors such as your financial situation, the amount of the deposit, the price of the property, etc. Contact us for more information.

Property owners pay property tax (IBI) and possibly income tax if they rent out the property each year.

Yes, it is possible, but we recommend only if you know the location or have the property only as an investment and trust your broker. Our real estate agency also deals with property rentals and we know the location, we also own several properties here, so we can advise you even when buying a property without coming to Spain. In this case, at a pre-arranged time, we can give you an online video tour of the property and possibly also the immediate surroundings.

Property insurance is not mandatory but strongly recommended. If you also rent out the property, a tourist license will not be issued without insurance.

Rules vary by region. In some areas, a short-term rental license is required. When buying a property in Spain it is always important to be well informed and to use the services of local professionals such as lawyers and real estate agents who can help you through the entire process.